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Heavy discounting to hit targets

Revenue bought with deep discounts, cut-price prepaid deals or stock pushed onto resellers flatters the final year before a sale and is unlikely to last.
Category
Customers and revenue
Applies to
All business models
Severity
Price it in
Last updated
Author
Loupe editorial
Reviewer
Not yet reviewed

Why it matters

Revenue won through deep discounts is worth less than revenue earned at normal prices. A seller who wants a strong final year has several ways to produce one: cutting prices, running constant promotions, selling annual plans at a steep discount for payment upfront, or pushing extra stock onto distributors and retailers with generous return terms. Revenue, or at least cash, rises. Margin, future sales and the quality of the customer base usually suffer.

When you buy, you inherit customers who expect those prices. Raising prices later may lose many of them, and the growth that justified the price goes with them.

Discounted prepaid deals cause a second problem. The seller collects a year of cash now, and you deliver the service after completion with little new income from those customers (see customer prepayments already spent). Stock pushed onto resellers tends to come back as returns, or as smaller orders in the months that follow.

Loupe's valuation tool compares the last 12 months of revenue with the 12 before. At its starting settings, growth of 5% to 20% adds 5% to the multiple and growth above 20% adds 10%, while a fall of 5% to 20% takes 10% off. Discount-led sales can move a business from a reduction to an increase. Work out the trend with and without the promotional revenue before you rely on it.

How to spot it

  • Gross margin is falling while revenue rises.
  • The average selling price or order value has dropped.
  • Revenue jumps at the end of quarters or in the months before the business was listed.
  • The ecommerce platform or advertising accounts show more discount codes and promotions over time.
  • A growing share of customers has moved to annual prepaid plans in recent months.
  • Receivables, or stock held by distributors, are growing faster than sales.
  • Returns and credit notes rise just after a period end.

Gross margin

Gross margin is revenue minus the direct cost of what a business sells, shown as a percentage of revenue. It shows how much each sale contributes towards overheads and profit.

Questions to ask the seller

  • What discounts, promotions and special terms have you offered in the last 24 months, and what share of revenue came through them?
  • What was the average selling price in each month of that period?
  • Did customers who first bought on a promotion come back at full price?
  • Have distributors or retailers taken more stock than usual, and on what return terms?
  • What would revenue have been without the largest promotions?

Documents to request

  • Monthly sales for the last 24 months, showing list price, discounts and net price separately
  • Monthly gross margin for the same period
  • Price lists and discount policies in force over the period
  • Distributor and retailer agreements, including returns, rebates and payment terms
  • Returns and credit notes issued in the months after each period end
  • Repeat purchase or renewal rates for customers acquired through promotions

Want this checked properly on a real listing?

A dossier checks the listing's figures, registrations and risks, with a source and confidence for every finding. Open a listing in the feed and request a dossier from its page.

  • One-off revenue inside the last 12 months

    A contract, windfall or spike that will not repeat can sit inside the last 12 months and be priced as if it will. Take it out before you value the business.

    Severity: price it inFinancials
  • Customer prepayments already spent

    When customers have paid in advance and the seller has spent the cash, you inherit the work of delivering without the money that paid for it.

    Severity: price it inCustomers and revenue
  • Rising churn, refunds or chargebacks

    Customers leaving faster, asking for their money back or disputing payments are early signs that revenue will shrink, often before the headline numbers show it.

    Severity: price it inCustomers and revenue
  • Ageing or written-down stock

    Stock that has sat unsold is often worth less than its recorded cost. If you pay cost for it you overpay, and past profit may have been overstated.

    Severity: price it inFinancials
  • Declining revenue or profit

    Falling sales or profit mean the business you take over is likely to earn less than its history suggests. Listings often price in the better years.

    Severity: price it inFinancials
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  • Gross margin

    Gross margin is revenue minus the direct cost of what a business sells, shown as a percentage of revenue. It shows how much each sale contributes towards overheads and profit.

  • Trailing twelve months (TTM)

    Trailing twelve months means the most recent 12 consecutive months of figures, whatever the financial year. It gives a more current view than the last set of annual accounts.

  • Run rate

    A run rate annualises a recent short period, such as last month's revenue multiplied by twelve. It shows current pace, not what the business actually earned over a year.

  • Deferred revenue

    Deferred revenue is money customers have already paid for goods or services the business has not yet delivered. It is a liability until the work is done.

  • Customer lifetime value

    Customer lifetime value estimates the total gross profit a business earns from an average customer over the whole relationship. It is a model built on assumptions, not a record.

  • See a low, likely and high value from the figures you have, and whether the asking price holds up.

  • Answer about 15 quick questions about a listing to see which areas need checking.

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